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Table of Content

  1. Header
  2. Welcome
  3. Eligibility & Enrollment
  4. Medical
    1. Medical Plans Overview
    2. Pharmacy Information
    3. Providers & Networks
    4. MDLive Telehealth Services
    5. Educational Videos
  5. Accounts
    1. Health Savings Account (HSA)
    2. Flexible Spending Account (FSA)
    3. Dependent Care Reimbursement Account
    4. Commuter/Transit Accounts
  6. Dental
    1. Dental Plans Overview
    2. Providers & Networks
  7. Vision
    1. Vision Plan Overview
  8. Ancillary
  9. Financial Protection
    1. Life/AD&D
    2. Disability
  10. Wellbeing
  11. Additional Educational Videos
  12. Have Questions?
  13. Plan Documents
  14. Footer

Welcome

The Conference Board is proud to offer a comprehensive program of benefits designed to serve the diverse needs of our unique workforce, and we are committed to continually enhancing and expanding our offerings. As a TCB employee, you have a wide range of benefit programs available to you.

The information on this page provides an overview of benefits. Your medical, dental and vision plan payroll deductions are through a pre-tax plan. The plan provides tax savings by reducing employee medical premiums from gross salary prior to calculation of federal income and Social Security taxes. Your medical, dental and vision premiums will automatically be taken as pre-tax deductions. The plan year is a calendar year — January 1 through December 31.

You have 30 days from your hire date to enroll in our benefits. Otherwise, your next opportunity to enroll in benefits will be during the annual Open Enrollment period, typically held during the fall of each year with an effective date of January 1st of the following year.

See below for Open Enrollment Guide, Health Plan Required Notices and Medicare Part D notice.

The Conference Board 2026 Benefit Guide

The Conference Board 2026 Benefit Guide

Health Plan Required Notices

Health Plan Required Notices

Medicare Part D Notice of Creditable Coverage

Medicare Part D Notice of Creditable Coverage

Eligibility & Enrollment

All full-time employees working an average of at least 30 hours per week are eligible to enroll themselves and their eligible dependents on the first of the month following your hire date.

Eligible Dependents May Include:

  • Your legal spouse.
  • Your domestic partner and child(ren) of domestic partner.
  • Your child(ren) up to age 26.
  • Court ordered eligible dependents with legal guardianship.

Medical, Dental and Vision Insurance Coverage for Domestic Partners:

Domestic partners are eligible for these benefits. In addition, these benefits will also be extended to the children of the domestic partner.

  • Eligibility: Domestic partners will be defined as two adults who are not related by blood, who have lived together continuously for at least one year and plan to do so indefinitely, are mutually responsible for their common welfare, reside at the same address, and maintain no other domestic partnerships or marriage.
  • Completing an Affidavit: An employee who is interested in Domestic Partner Benefits must read and sign an affidavit. The Declaration of Domestic Partnership affidavit can be obtained from Human Resources. This must be completed and forwarded to Human Resources along with the required back-up documentation.
  • Tax Consequences: Unless the domestic partner is considered the employee’s dependent under the Internal Revenue Code, the IRS treats the value of the dependent health insurance as imputed income. Employees are advised to review the consequences of electing this benefit with their own tax advisor.
  • Payment of Premium: According to IRS guidelines, premium contribution towards domestic partner coverage for medical expenses cannot be administered through Section 125 (pre-tax). The full premium will be charged for the domestic partner.
  • Legal Consequences: Employees are advised to consult an attorney regarding the possibility that filing an affidavit of domestic partnership may have certain legal consequences, including the fact that it may in the event of the termination of the partnership relationship, be regarded as a factor in court to treat the relationship as the equivalent of marriage for the purpose of establishing and dividing community property or for ordering payment of support.
  • Health Saving Account: If you elect to participate in the HSA plan option domestic partners can't use their HSA to pay for their partner's health expenses unless they claim their partner as a federal tax dependent. Individuals should seek tax guidance from a tax attorney related to tax dependency of domestic partners.

Changing Benefit Elections:

You have a variety of benefits that are offered to you. Be sure to consider your choices before you make your benefit decisions. The reason is that once you make your elections, most will remain in effect until the next open enrollment period, unless you have experienced a qualifying life event. Life events must be processed within 30 days of occurrence. Examples of life events include:

  • Change in marital status (marriage, death of spouse, divorce, legal separation).
  • Change in number of dependents (birth, death, adoption, eligibility status, child support order).
  • Change in employment status for you or your spouse (new employment, termination, leave of absence, full-time to part-time or vice-versa).
  • Special enrollment rights under HIPAA.
  • Medicare coverage.

Medical

Group 627246 | 888-806-5094

Cigna will continue to be your medical and prescription carrier. You have the choice between three plans for the 2025 plan year, which include a PPO HSA plan with in and out-of-network coverage, an EPO HSA plan with in-network coverage only, and an EPO plan with in-network coverage only.

  • If you are already enrolled in one of The Conference Board's Cigna medical plans today and have not already done so, please be sure to register through the Cigna member portal where you can access important information pertaining to your medical plans with Cigna including participating providers, cost estimates for services, explanation of benefits/claims, and your accumulation amounts for deductibles and out-of-pocket costs. If you are not currently covered, you will be able to register in the Cigna portal as of your effective date of coverage.
Cigna Member Portal

Your coverage must be active to register

Cigna Member Portal

Your coverage must be active t ...

Below is a high-level overview of your plan options and benefit information:

You can view more details of these plans by accessing the benefit summaries provided below.

The information is intended as a general outline of the benefits offered under your employer's benefits program and should not be considered legal, investment, or other benefits advice. Specific details and plan limitations are provided in the Summary Plan Descriptions (SPD), which is based on the official written Plan Documents that may include carrier policies, contracts, and plan procedures. The SPD and Plan Documents contain all the specific provisions of the plans. In the event that the information in this brochure differs from the Plan Documents, the Plan Documents will prevail. Benefit plans are subject to change, amendment, or termination without notice to or the agreement of any employee/participant. If you have any questions regarding this, contact Human Resources.

Benefit Summary HDHPQ OAP Plan

Benefit Summary HDHPQ OAP Plan

Benefit Summary HDHPQ OAPIN Plan

Benefit Summary HDHPQ OAPIN Plan

Benefit Summary OAPIN Plan

Benefit Summary OAPIN Plan

SBC HDHPQ OAP Plan

SBC HDHPQ OAP Plan

SBC HDHPQ OAPIN Plan

SBC HDHPQ OAPIN Plan

SBC OAPIN Plan

SBC OAPIN Plan

HDHPQ OAP Core

HDHPQ OAP Core

HSA OAPIN

HSA OAPIN

OAPIN

OAPIN

Look up your prescriptions by viewing the Cigna Drug List by logging into your account online or via the app. Look up the name of your prescriptions and determine which level the drug is and whether a Prior Authorization (PA) or Quantity Limits (QL) apply. You can also determine whether there may be lower cost alternatives for your prescriptions.

Helpful Rx Cost Saving Tools & Tips!

Mail Order:

Many drugs are available in a 90-day supply, rather than the 30-day retail supply. Typically, mail order drugs are subject to two-times the standard 30-day copays noted above, resulting in lower expenses for you.

Good Rx:

There are many tools online that you can use in order to save on prescription costs. One being goodrx.com, an online Rx database that allows you to find what pharmacy is the cheapest for your specific prescription. Additionally, you may be able to find a coupon that will greatly reduce your cost. It is important to remember that many of the coupons can only be used outside of your plan (insurance will not be applied and costs with the coupon will not count towards your deductibles and/or out-of-pocket maximums).

Ask Your Doctor:

Make sure to ask if there are cost savings alternatives to the prescription they are providing. Many times, there are generic or different manufacturers that will save you money at the pharmacy.

Cigna Drug List

Cigna Drug List

Only the PPO HSA plan provides out-of-network coverage for a variety of services.

If you do seek care out of network, you will experience higher cost sharing in addition to possible balance billing.

Locate a participating provider by using the button below.

......

Cigna Telehealth Services:

Cigna provides access to telehealth services as part of your medical plan. These services will allow you to receive medical care (including prescriptions for most common ailments) for a wide range of minor conditions via phone and video consultations. The care is available to you 24 hours a day, 7 days a week, 365 days a year, at a lower cost.

  • MDLIVE Website: www.mdliveforcigna.com
  • Phone: 888-726-3171
  • Register so you’ll be ready to use the service when and where you need it.
  • Set up your account.
  • Complete a medical history questionnaire.
  • Download the vendor apps to your smartphone (or utilize the website).

Virtual Annual Wellness Visits:

Wellness screenings are essential points of contact in a customer’s health journey. Cigna is providing alternative care settings to reach employees (and their dependents) where they are in their wellness journey, while in the comfort of their own home if they choose.

Cigna MDLIVE Member Portal

Cigna MDLIVE Member Portal

HDHP+HSA

HDHP+HSA

pc us er

pc us er

Accounts

866-234-8913 | https://www.optumbank.com

You have the opportunity to contribute to a variety of savings and/or spending accounts on a pre-tax basis which lowers your taxable income. View the information below for important details and guidelines for the various accounts offered by The Conference Board.


For detailed list visit the IRS website at https://www.irs.gov/ and see Publication 502 and 969 for additional information.

Employees who enroll in Cigna's EPO with HSA or PPO with HSA plans may be eligible to contribute to a Health Savings Account (HSA). An HSA allows members to put money aside to pay for current and future qualified medical expenses using pre-tax dollars. An HSA allows dollars to “roll over” annually. Your HSA provides a triple tax advantage; contributions are tax deductible, balances grow tax free, and all withdrawals for qualified expenses are tax free.

Eligibility Requirements

  • Must be enrolled in a High Deductible Health Plan.
  • Must not be enrolled in Medicare or covered by other medical insurance(s) such as a general-purpose health FSA, HRA and other ‘first dollar’ coverage.
  • Must not have received VA medical benefits at any time in the past three months.
  • Spouse not contributing to / participating in a general-purpose FSA through his / her employer.

Maximum Tax-deductible Contribution to an HSA for 2026

  • $4,400 for an individual medical insurance plan.
  • $8,750 for employee plus one and family medical insurance plan.
  • Employees aged 55 or older may contribute an additional 'catch-up' amount of $1,000 per year.
  • The above annual maximums include both the employee and employer contributions.

Employer Contribution

The Conference Board will match employee HSA contributions up to an annual maximum of $1,000 for an individual plan and $2,000 for a family plan.

Debit Card

An HSA debit card will be provided to all new participants. Your HSA card can be used to pay for qualified medical expenses billed from an insurance company, a physician’s office and a pharmacy.

HSA Overview

HSA Overview

HSA Store

HSA Store

A Flexible Spending Account (FSA) is funded with money you contribute on a pre-tax basis. You can use FSA funds to pay for qualified out-of-pocket health care costs for you and eligible dependents.

The election you make cannot be changed throughout the year unless the change aligns with a qualifying event. For example, if you get married, you can increase your contribution, however, you cannot decrease or end your FSA for this type of life event.

There are two types of FSA options:

  • General Purpose FSA: To pay for qualifying medical, dental, and vision expenses. This type of FSA is only available if you do not have an HSA.
  • Limited Purpose FSA: To pay for qualifying dental, vision, and post-deductible medical expenses. This type of FSA is available for those who have an HSA.

Plan Details are as follows:

  • You can contribute up to $3,400 annually.
  • You have 90 days after the end of the 2025 plan year (March 31, 2026) to submit for expenses that occurred during the 2025 plan year.
  • At the end of the 2025 plan year, if you have not used all of your FSA funds, a maximum of $660 will carry over into next year's FSA plan (should you elect an FSA for the 2026 plan year). This will not be seen until the claim runout period has expired. You have until March 31st to file any claims incurred in the previous plan year.
  • If you are enrolled in an HSA plan, you will be eligible for the Limited Purpose FSA only which can be used for qualifying dental, vision, and post-deductible medical expenses.
  • You have access to your full annualized election amount on day one.
FSA Store

FSA Store

Dependent Care Reimbursement Account

Dependent Care FSA

Dependent Care FSA

The Dependent Care Flexible Spending Account (DCFSA) allows you to set aside pre-tax dollars to pay for eligible dependent care expenses. Qualifying expenses include daycare, nursery & preschool tuition, summer day camps, and more!

The election you make cannot be changed throughout the year unless the change aligns with the qualifying event. For example, you can increase your contribution if you add another member to your family through birth or adoption, however, you cannot decrease your contribution for this type of life event.

Plan Details are as follows:

  • You can contribute up to $7,500 per household annually or limited to $3,750 if you are married, file separate tax returns, and / or are deemed a highly compensated employee (HCE), defined by the IRS as an employee with annual compensation greater than $151,000.
  • The plan includes a carryover option which allows you to incur and submit expenses using your 2025 funds until March 15, 2026.
  • You have 31 days after the end of the plan year to submit for expenses that occurred on or before March 15, 2026.
  • You only have access to the funds of which you have paid into the account.
  • Any unused funds are forfeited.

Please note that for expenses to qualify for reimbursement, both you and your spouse (if applicable) must be working, looking for work or attending school fulltime during the period for which you are requesting reimbursement.

Commuter/Transit Accounts

Wex Website

Wex Website

Commuter and Parking Reimbursement Accounts (CRA) allow you to use pre-tax contributions to pay for eligible mass transit, parking, and van-pooling expenses.

  • Transit Account – to be used for public transportation such as subway, bus, car-pooling costs, ferry, etc.
  • Parking Account – to be used for parking costs at or near your work location, or the parking costs at a mass transit/commuter facility where you get transportation to work.

The IRS sets a monthly reimbursement limit annually. You have to pay out-of-pocket (post-tax) for any amount over the IRS monthly limits. The monthly pre-tax contribution limit for 2026 is:

  • Transit - $340
  • Parking - $340

You can enroll in the CRA program with Wex at any time.

Please remember, your payroll deductions for the commuter benefit must be deposited into your account in order for you to receive reimbursement. Be sure to monitor your balances!

Dental

Group #627246 | 800-244-6224 | www.cigna.com

The Conference Board's dental plan provide comprehensive coverage to help you and your family maintain good dental health. The dental plan includes both in and out of network benefits. Although your cost sharing is the same in and out of network, if you do go out of network it could be likely that you will experience balance billing.

If you are already enrolled in The Conference Board's Cigna Dental plan today and have not already done so, please be sure to register through the Cigna member portal where you can access important information pertaining to your dental plan, including participating providers, coverage information, and explanation of benefits/claims. If you are not currently covered, you will be able to register in the Cigna portal as of your effective date of coverage.

Cigna Member Portal

Log-In/Register Here!

Cigna Member Portal

Log-In/Register Here!

Below is a high-level overview of your plan options and benefit information:



The information is intended as a general outline of the benefits offered under your employer's benefits program and should not be considered legal, investment, or other benefits advice. Specific details and plan limitations are provided in the Summary Plan Descriptions (SPD), which is based on the official written Plan Documents that may include carrier policies, contracts, and plan procedures. The SPD and Plan Documents contain all the specific provisions of the plans. In the event that the information in this brochure differs from the Plan Documents, the Plan Documents will prevail. Benefit plans are subject to change, amendment, or termination without notice to or the agreement of any employee/participant. If you have any questions regarding this, contact Human Resources.

DPPO Plan

DPPO Plan

Cigna offers a large national dental network. You will not be balance billed if you see a PPO dentist - giving them added savings. If you do choose to visit a nonparticipating dentist you may be balance billed and may have to pay more.

Locate a participating provider by using the button below.

Vision

VSP

Group #30044879 | 800-877-7195 | www.vsp.com

The Conference Board offers vision coverage through VSP to help pay for eye exams, prescription glasses and contact lenses.

If you are already enrolled in The Conference Board's VSP vision plan today and have not already done so, please be sure to register through the VSP member portal where you can access important information pertaining to your vision plan, including participating providers, coverage information, and explanation of benefits/claims. If you are not currently covered, you will be able to register in the VSP portal as of your effective date of coverage.

VSP Portal

Log In/Register

VSP Portal

Log In/Register

Below is a high-level overview of your plan benefits:


The information is intended as a general outline of the benefits offered under your employer's benefits program and should not be considered legal, investment, or other benefits advice. Specific details and plan limitations are provided in the Summary Plan Descriptions (SPD), which is based on the official written Plan Documents that may include carrier policies, contracts, and plan procedures. The SPD and Plan Documents contain all the specific provisions of the plans. In the event that the information in this brochure differs from the Plan Documents, the Plan Documents will prevail. Benefit plans are subject to change, amendment, or termination without notice to or the agreement of any employee/participant. If you have any questions regarding this, contact Human Resources.


VSP Vision Benefit Summary

VSP Vision Benefit Summary

Ancillary

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Group Accidental Death and Dismemberment Certificate Summary 2025

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MUTUAL OF OMAHA PRIVACY NOTICE – PERSONAL INFORMATION 2025

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Mutual of Omaha General Provisions

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The Conference Board, Inc Policy 2025

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YOUR GROUP VOLUNTARY TERM LIFE BENEFITS min 30 hrs 2025

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Financial Protection

The Conference Board understands the importance to you and your family to have strong financial protection.

We provide full-time employees Basic Life coverage at no cost to you. In addition to these benefits, we offer a variety of insurance you can choose from on a voluntary, employee paid basis so you can select what is best for your family.

All of these coverages are provided to protect your income and out of pocket expenses.

Employee Life Insurance

The Conference Board provides all full-time employees with a Life Insurance benefit at no cost to you!

Age Reductions: Coverage amount begins to decrease after age 65. These benefits are 100% paid by The Conference Board.

Dependent Life Insurance

We also offer life insurance for dependents. Spouses receive a benefit of $5,000 and dependent children over 14 days of age receive a benefit of $1,000. The cost for this benefit is shared with TCB.

800-775-8805 | www.mutualofomaha.com

Voluntary Employee Life and AD&D

You have the freedom to select adequate levels of life insurance coverage to protect the well-being of your family. The Conference Board offers Voluntary Life and Voluntary Accidental Death & Dismemberment through Mutual of Omaha.

Employees can purchase coverage in increments of $10,000 to the lessor of 5x your salary rounded to the next higher multiple of $10,000 or $150,000 (guaranteed issue $150,000).

Age Reductions: The benefit reduces to 65% at age 65 and to 55% at age 70. Benefits cease at retirement. The Conference Board’s group basic life and voluntary life are eligible for conversion if you would like to continue these benefits and are no longer employed by The Conference Board.

LTD Benefit Highlights

The Conference Board provides Long-Term Disability (LTD) through Mutual of Omaha. Disability coverage provides income replacement in the event of a long term (total) disability.

*Short-Term Disability insurance is intended to cover employees for a short period of time following an illness or injury that keeps them out of work. While policies vary, Short-Term Disability insurance typically covers you for a term between 3-6 months. California, Hawaii, New Jersey, New York and Rhode Island are states that provide state mandated short term disability benefits.

Wellbeing

In today's fast-paced and interconnected world, where stress and mental health issues are on the rise, effective well-being plays a crucial role.

At The Conference Board, we recognize that a healthy, content workforce is not only more productive but also fosters a positive culture. We strive for a supportive and inclusive environment where we encourage and support improvement of physical, mental, emotional, and social well-being. Whether within a corporate setting, a community, or on a personal level, well-being focuses on fostering awareness, empathy, and support to create a healthier and more balanced workplace and environment for all. Prioritizing employee wellness and wellbeing is not just a policy but a reflection of our commitment to both the individual and collective success of team.

To access the wellbeing newsletter, which includes resources, tips, recipes, and more, please select the button below.

xx

Additional Educational Videos

Have Questions?

NFP’s specialized benefits concierge and claims advocacy teams work in concert to support and assist you with member changes, open-enrollment assistance and general benefits questions. Claims advocacy assists with all claims-related needs like submitting claims, researching denials, and submitting appeals (when necessary).

NFP Benefits Concierge:

NFP’s Benefits Concierge provides a one-stop contact center, assisting you with:

  • Benefits questions.
  • Claims and billing inquiries.
  • Prescription issues.
  • Provider network questions.

Toll Free Number: (877) 835-1361; Option 1: DBbenadmin@nfp.com

NFP Claims Advocacy:

NFP’s Claims Advocacy provides a wide range of claims assistance, such as:

  • Claim resolution / approvals.
  • Claim denials (appeals).
  • Questions and concerns regarding health benefits.
  • Reimbursement requests.

Toll Free Number: (877) 835-1361; Option 2 CSclaims@nfp.com

The information is intended as a general outline of the benefits offered under your employer's benefits program and should not be considered legal, investment, or other benefits advice. Specific details and plan limitations are provided in the Summary Plan Descriptions (SPD), which is based on the official written Plan Documents that may include carrier policies, contracts, and plan procedures. The SPD and Plan Documents contain all the specific provisions of the plans. In the event that the information in this brochure differs from the Plan Documents, the Plan Documents will prevail. Benefit plans are subject to change, amendment, or termination without notice to or the agreement of any employee/participant. If you have any questions regarding this, contact Human Resources.

Plan Documents

Understanding Your Plan Documents

Understanding Your Plan Documents

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The Conference Board- Electronic Distribution

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Benefit Summary HDHPQ OAP Plan

Benefit Summary HDHPQ OAPIN Plan

Benefit Summary HDHPQ OAPIN Plan

Benefit Summary OAPIN Plan

Benefit Summary OAPIN Plan

Dental Summary

Dental Summary

Vision Summary

Vision Summary

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